The A-Minus Mortgage enables borrowers with less-than-perfect credit or limited funds for a down payment to realize their dream of home ownership. With A-minus Mortgages, borrowers with past credit challenges can get competitive rates and have a variety of down payment alternatives.

A-Minus Mortgages are available for purchase, no cash-out refinancing, or cash-out financing. They can be used for 1- to 4-unit primary residences, condos, PUDs and manufactured homes. They’re also available for second homes and 1- to 4-unit investment properties.

Don’t let less than perfect credit or limited down payment funds prevent you from buying a home.A-Minus Mortgage

Features and Benefits

• Fixed–rate 15, 20, and 30 year options
• Available as ARM
• Interest rates tied to your individual credit profile
• Conforming loan amounts
• Immediate underwriting decisions for a quicker loan closing


Calculate monthly payment and amortization.

Programs available to qualified borrowers only. Some Restrictions may apply. Programs subject to change without notice. Contact eLucid for more information.

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