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Apply for a mortgage online now or download our app. Our application is simple, safe, and secure. Best of all, qualified borrowers can get instant approval.

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Loan Options

Learn about our wide range of mortgage products or try our Loan Wizard to get personalized mortgage recommendations in less than a minute.

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eLucid® believes in total transparency. That’s why we offer property data, credit, and rates plus 24/7 access to loan status in our eLucid® app so you can take control of your mortgage.

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About eLucid

eLucid® is a digital mortgage lender that promises simplicity, transparency, and excellent service. Learn why we are the best choice for all your mortgage needs.

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Low Rates

Our rates are as much as 15% lower than competitors.

Low Fees

Our fees are as much as 30% lower than competitors.

Fast Processing

Our digital process completes loans faster than competitors.


Mortgage Blog

Our mortgage experts provide news, product information, and tips designed to help you understand the mortgage process and make your most informed decision.

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Contact Us

eLucid® mortgage experts are ready to answer questions, assist with applications, or check your loan status during business hours via phone, email, or chat.

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